FHA Loans are geared toward hard-working families in low- to moderate-income brackets. Down payments are lower than conventional mortgages. And you can choose from various terms with fixed or adjustable rates. Federal Housing Authority Loans are insured by the federal government to provide homeownership opportunities to more American families.

• Limited down payment required.

• Perfect for first-time homebuyers from low-to-moderate income.

• Credit scores down to 500.

• Terms Available: 10, 15, 20, 25, 30 years, Fixed and ARM

• Maximum loan amount varies by county.